> For the complete documentation index, see [llms.txt](https://tizimoney.gitbook.io/tizi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://tizimoney.gitbook.io/tizi/core-concept/tizi-money-assets/tuwt-tizi-user-withdraw-token.md).

# TUWT(Tizi User Withdraw Token)

Tizi User Withdraw Token (TUWT) is a NFT that is minted when a withdrawal
 request has been made, but the main fund vault does not have sufficient
 amount of USDC to cover the request. This should not happen very often, as
 some percentage of fund is reserved for withdrawal purpose. However, when
 a bridge is temporally down or a withdrawal rush happens, there might be
 situations that the majority of fund is locked up in other chains / yield pool.
 Usually, the fund will be recovered in 24h or depending on the protocols the
 fund is in in other pool. In this circumstance, an NFT called “TUWT” will
 be issued and the participants will be put in a queue based on their request
 time. Once the fund vault is sufficient, the TUWT can be burnt to finalise the
 withdrawal.

TUWT can be traded on NFT markets to realise its value at any time.